Car Insurance

  • You can save several hundred dollars a year by purchasing car insurance from a licensed, low-price insurer.

  • Call your state insurance department for a publication showing typical prices charged by different companies.

  • 101waystosave Coupon
  • Call at least four of the lowest-priced, licensed insurers to learn what
    they would charge you for the same coverage.

  • Talk to your agent or insurer about raising your deductibles on collision and comprehensive coverage to at least $500 or, if you have an old car, dropping this coverage altogether. Taking these steps can save you hundreds of dollars a year.

  • Make certain that your new policy is in effect before dropping your old one.

  • There is a very good chance that you are — this very moment — paying too much for your car insurance. There is an even better chance that you could get a better rate, from another insurance company, than you could from your existing insurer.

  • So why not take an hour or so and review your policy for potential
    savings? Or, if you're fed up with the high insurance rates from your
    current insurer, shop around for a new company.

  • The Internet has created increasing competition between insurance
    companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don't shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same insurance company for years. Why not prove these studies wrong? To put the power of the Net to work for you and save money in the process: Click here to get a free auto insurance quote.

You can save on auto insurance in five ways:

  1. Make sure you get all discounts you qualify for
  2. Keep your driver's record clean and up-to-date
  3. Adjust your coverage to assume more risk
  4. Drive a "low profile" car equipped with certain money-saving
    safety features.
  5. Shop around for a good, low cost insurance provider

First, let's look at the discounts you might qualify for. Discounts
fall into a number of categories:

  • Low-risk occupations
  • Professional organizations
  • Combined coverage
  • Discounts for safety features
  • More risk assumed by driver

 

 

 

 

 

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